Baru Country Collection Head

Date Posted: 7 hari yang lalu
Salary:

Job Description

Job: Operations Primary Location: Asia-Indonesia-Jakarta Schedule: Full-time Employee Status: Permanent Posting Date: 24/Aug/2021, 5:31:39 AM Unposting Date: Ongoing About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base. The Role Responsibilities

This Job Description should be read in conjunction with the relevant terms of reference, the Group’s Governance Manual which sets out responsibilities for establishing, maintaining and implementing the Group’s high-level systems and controls, the Bank’s policies and procedures, and the jobholder’s contract of employment. The jobholder acknowledges that he / she has understood and will be abide by the responsibilities set out in the Governance Manual as well as ensure compliance with Group Code of Conduct, and the FCA/PRA’s Statements of Principal and Code of Practice for Approved Persons.

Strategy


  • Maintain an organization structure that is aligned with the Group Collections Standards.
  • Oversee career development plans of key resources; viz, direct reports, and 2 downs, to assure robust succession planning and adequate bench – strength for key positions.
  • Build a professional team of collection managers by implementing 3M methodology (measuring, monitoring, and motivating activities)
  • Manage capacity planning, in accordance with Group Collection Standards, to ensure that adequate collection resources are in place, to execute collection strategies, and deliver business objectives.
  • Encourage and promote an active training and learning Collections environment, to facilitate excellence in collection management.
  • Responsible for Collection Department and contracted third party agency that is incompliance with the Group Code of Conduct, Collectors Code of Conduct & Third-Party Agent Code of Conduct.
  • Responsible for appropriate empowerment of authorities to manager in Collection, to facilitate the expeditious and effective execution of the day to day tasks.

Business


  • Deliver sustainable and capital accretive income and profit growth, improve return on capital and optimize the balance sheet profile. Work with the business to support growth while remaining within Risk Appetite.

Measurements:

  • To manage GCO budget IDR 260bio or USD18.1mio or better.
  • Recovery budget at IDR 86bio or USD 6bio
  • Manage Loan Impairment to be within budget for overall retail products of IDR 160.36 bn or USD 11.1m by exploring opportunities to deliver stretch LI.
  • Manage expense to be within budget of USD 3.6 mio and further stretch cost by 445K USD
  • Improve Collection efficiencies to Global Standards
  • Release of one floor in 2020
  • Reduce tele cost by rationalize the number of telephone extensions in use and call recording required

Processes


  • Get Digitally Fit – identify opportunities / partners in improving our credit decisioning process.

Measurements:

  • Execution of collection process for Nexus in 2020
  • M collect fully implemented in H1 2020.
  • Implementation of settlement process through CACS

People and Talent


  • Raise the bar on conduct, enhancing engagement with people and reinforcing collaboration as 'One Bank'.

Measurements:

  • Timely closure on GIA audit issues raised in 2019
  • Tactical 2020 implementation to motivate the team
  • Improved score in My Voice on engagement

Risk Management


  • Strengthen discipline in adherence to processes and standards.

Measurements:

  • Maintain GIA MCA rating at Established or improved to Advanced
  • No repeat operational risk issues
  • Improvement in finding in collection call monitoring
  • Proper tracking for mortgage, especially on cases assigned to law firm and auction house Timely gap analysis and renewal of dispensation as applicable.

Governance

  • Managing risk and compliance as part of my role. To take personal responsibility for understanding the risk and compliance requirements of my role. Understand and comply with applicable laws and regulations, the Groups policies, procedures and the Group Code of Conduct.

Measurements:


  • Adherence to laws and regulations, internal risk and compliance policies and the Group Code of Conduct
  • Timely completion of all mandatory risk and compliance training, including e-learning by the set deadlines
  • Proactive identification and reporting of risks and concerns
  • Mitigation of risks and resolution of issues in a timely manner including developing suitable controls and measuring their effectiveness

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the Retail Credit Risk to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Serve as a Director of the Board of Credit Risk

Key Stakeholders


  • Country Credit Head
  • Human resources
  • Country Risk Officer
  • Global Collection and Recovery Head
  • Retail risk MIF
  • Credit Policy Head
  • Retail Banking Products
  • Retail Banking Finance
  • Retail Lending Operation
  • Retail Banking Legal
  • Retail banking Compliance
  • Country Information Technology & Operation
  • Country Operation Risk
  • Local IT
  • Customer Experience
Our Ideal Candidate
  • Collection and Recovery Strategies
  • Recovery Agency Management
  • MIS - Reporting
  • Product Knowledge
  • Retail Risk
  • Collection Local Regulatory
  • Communications and Negotiations Skills
  • People and Team Management Skills
  • Change Management Skills
  • Collaboration and teamwork skill, with dealing skill across level of complexities and difficult situations
Apply now to join the Bank for those with big career ambitions. To view information on our benefits including our flexible working please visit our career pages. We welcome conversations on flexible working.

Related Jobs

  • Junior to Mid level designer, 1-2 years experience in Internet Industry, or fresh graduate. Bachelor degree of art and design. Have a knowledge of UI/UX design.

  • Kerani Service

    - 30+ hari yang lalu

    Monitor invoice payments are processed and well documented. Ensure all administrative documents are required. Prepare reports and related data management needs.

  • Memiliki pengetahuan yang baik mengenai peraturan perpajakan. Kemampuan komputer aplikasi office (MS Office).

  • Build cooperation with other relevant and mutually beneficial communities to meet marketing objectives. BS in communication, marketing, or a related field may…

  • Head of Social Media

    - 11 hari yang lalu

    Familiarity with web design and publishing. Develop, implement and manage our social media strategy. Define most important social media KPIs.

Job Detail

  • Job Id
    8bb8d4b4b2137809
  • Location
    Jakarta
  • Company
  • Type
    Private
  • Employment Status
    Permanent
  • Positions
    Available
  • Career Level
    Experience
  • Gender
    Male/Female

Contact Standard Chartered

Sponsored by

https://porteraustin.com connects jobseekers and recruiters by accurately matching candidate profiles to the relevant job openings through an advanced 2-way matching technology. While most job portals only focus on getting candidates the next job, Shine focuses on the entire career growth of candidates.

Latest Job